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What You Are About To Read is
So Different and Has Been So Profitable
For My Clients That I Guarantee You Will Wonder Why
You Did Not Do This Yourself Years Ago...
"How My Most
Successful Clients Use Their IRA/SEP’s and Keoghs To
Own Millions In Low Risk High Cash Flow Apartments
And Commercial Investment Property And Never Have To
Deal With Managing Them.”
“How To Use Your IRA. SEP,
Keogh’s or Other Monies To Get ALL of The Benefits
Of An Active Owner Of Apartments And Commercial
Investment Real Estate Without Being An Active
Owner?”
(*This information is for accredited investors only)
Wednesday, 9:22 p.m.
Dear Friend:
My name is Darin Garman, CCIM – For the last 18
years I have been a Commercial Investment Real
Estate Specialist acting as a consultant for many
wealthy investors across America. The “CCIM” stands
for Certified Commercial Investment Member, the ‘PhD
of Commercial Real Estate.’
Basically, when it comes to investment real estate,
I’ve been America’s safest “Go To Guy” for many
wealthy people interested in Commercial Investment
Real Estate over the years.
Here's my story and why it is important to
YOU: Eighteen years ago, thanks to
Napoleon Hill, I decided to quit my job as a prison
guard in Iowa (I know it sounds glamorous, doesn't
it?) and work in the world of commercial real
estate. Actually, investment real estate. You know,
apartment buildings, office buildings, shopping
centers, etc.
Why am I saying that this all occurred thanks to
Napoleon Hill?...Who is this guy??
Well, one day an empty liquor bottle was found in a
garbage can right outside of my office in the
prison. Of course I had no idea how an empty liquor
bottle got inside the prison and into the garbage
can outside of my office, but the Warden wanted some
answers from me.
As I am sitting outside of the Wardens office,
waiting to be questioned, I spot a worn out book on
a book shelf. The title of the book was “Think
And Grow Rich”. Of course this is Napoleon
Hill’s classic.
Anyway, I started reading this book and it had a
huge impact on my outlook in life. Such an impact
that I quit my job there at the prison to pursue a
burning desire. The desire to work in the world of
commercial-investment real estate.. Why? Why would I
do this? And, more importantly, how does this
decision in my life benefit you?
Well, I did it because I thought it would be
profitable and also a lot of fun. I mean it had
to beat the prison guard scene. So, being new and of
course wet behind the ears, I swallowed hard and
jumped out of my prison guard job right into the
world of investment real estate here in the
Heartland of America.
The Difference Was Unbelievable
Of course, I had my suspicions of how the world of
apartments and commercial-investment real estate
operated (hassles, management, etc.) but you can
imagine my surprise at how quickly this kind of
property built the wealth of the investors that
decided to invest in it. In other words, I wasn’t
so surprised that this kind of investing was
profitable. But I was shocked at how quickly these
investors built their “IRA Wealth” (Tax DEFERRED I
might add) over such a short period of time. And
here's the interesting thing, you never hear people
talk about this kind of real estate investment – I
mean Heartland Real Estate for my IRA??—hands off
heartland investment property??
Now, Here Is Where This Can
Benefit You
Since that time AND over the last eighteen years,
I've found out the ultimate "hands down" real estate
investment that no one really ever talks about. It's
almost like a secret society; the way these people
keep this information to themselves; the documented
profits that I have on file that these investors
have achieved far exceeds any other typical
investments. And I mean all investments.
Think about this for a second.
“What if” you could put some of your IRA Money Into
great apartments and/or commercial investment
properties that:
• Gave you great returns – usually 8% - 28% or
even better—and that is just from monthly cash flow
• At the same time you get this cash flow you also
build equity in large properties.
• Receive large amounts of income tax savings.
• DO NOT have to guaranty the debt to purchase
property. Usually when you buy investment real
estate on your own…You do.
• No capital calls. Once you make your investment
into say A US Post Office with your IRA….that
is it. You can choose to invest more in the future
if you want but you will not have to make any
more investments again. So, if things go bad you
cannot be called to contribute more money.
• All management is handled and done for you. All
you really do is get a check and a monthly
report once per month. That is the amount of your
total involvement.
• All management is professional and handled by an
expert.
• Extremely Low Risk. Not highly leveraged
properties and these are good properties in good
locations.
• Invest In Properties Leased By Companies Such As
Lowe’s, Home Depot, Wal-Mart and US Post Offices,
Barnes And Noble, Best Buy, and others.
You See, I Discovered These Hands
Off Apartment and Commercial Investment Property
Ownership Secrets And Benefits Like This Could Be
Duplicated
But, do you know what the most interesting thing was
to me about all of this? It was that I found anyone
can quickly and easily duplicate what these "big
league" investors have achieved using Heartland
apartments and commercial and investment real estate
and can become wealthy faster and build cash flow
much quicker and with more predictability…if you
know what you are doing.
I tell you...you haven't seen anything until you
hang around my office for a week and rub elbows with
these people...most of whom make you wonder why
you've been investing your money the way you have
been. When I learned that “no active management, low
risk, high return” apartment and commercial
investment properties were behind their outrageous
success, I started to look for opportunities myself
and buy them post-haste.
Think about it...when was the last
time someone talked to you about using some of your
IRA Savings to own an apartment building or
commercial property...especially in the Heartland?
C’mon right??
Probably never. Most talk has always been about
traditional investments like stocks, bonds, mutual
funds, and maybe even single-family homes or some
other kind of investment real estate, which was
probably somewhere in your local market. Maybe
you've heard of some single-family home investors
and some of the profits that they have been able to
make right there in your own market. But, when it
came to the cash flow, instant equity profits, and
quick returns…these “heartland” investment profits
were very surprising to me, but I had only scratched
the surface
I Got My ‘Invest Your IRA Into
Great Real Estate Education’ After This One Deal
Here's what happened: I was working on a 16
unit apartment property in North Liberty, Iowa. Nice
property with good cash flow, in good condition,
fully occupied, etc. The type of apartment property
you would be proud to call your own. Anyway, in
order to purchase this building you would need
$160,000.00 down payment. Now, not everyone has
$160,000.00 down payment and even when some
investors do they were not comfortable putting
$160,000.00 into a property all at once. It's a lot
of money.
So, I am sitting down one day talking to a client of
mine and this deal came up. We talked about it.
Then, he said something to me that really made me
see the light. Here is what he said:
"Darin, this property you have sounds good. My IRA
could use a 13% return as well as the tax benefits
(savings) right now. Why don't we find two or three
other investors, form a private investment FUND and
buy the property for ourselves?" I thought about it
for a second and asked the obvious question: "Are
you talking about a real investment FUND to buy
this—similar to a mutual FUND of some kind?" Why
would you want to buy the property this way?
Well, here is what he told me, I
will never forget it…..
I. Less Risk. No signing personally on loans,
no more capital requirements needed after my initial
investment.
2. Achieve very good return on money—especially his
IRA.
3. Get to use all of the tax benefits of owning
investment real estate. Large income tax savings
that reduces his tax bill to Uncle Sam.
4. Financing Is Easier and less costly and you do
not have to borrow as much money.
5. We have a nice liability umbrella
6. I DON'T HAVE TO ACTIVELY MANAGE THE PROPERTY BUT
I GET ALL OF THE BENEFITS OF OWNING THE PROPERTY. I
CAN HAVE MY CAKE AND EAT IT TOO.
7. Having an expert oversee, run and manage the
property. No time spent on figuring this out
myself.
It made sense. Why wouldn't you want your IRA (or
part of your IRA—you don’t need the whole thing) to
own good investment real estate, either to diversify
your holdings or if you were more serious, to
quickly build your wealth, obtain all of the
benefits of investment real estate BUT escape some
of the typical hassles associated with investment
real estate?
I Found Out Most Successful Real Estate Investors
Follow This Formula.
Well, a few months later we put together this
Private Investment FUND and the deal has worked out
very well for his IRA. Everyone is happy, the cash
flow is very good, the risk level is lower, the
return is good AND there is no management involved!
We ended up putting 7 investors (counting myself)
into the Fund with many using all (or part) of their
IRA.
I Found Out This Was Not The First IRA Real Estate
Investment That Some of These Successful Investors
Were Involved In
This is where the rubber met the road for me on this
strategy. Many of these successful investors were
involved in other real estate investment deals
similar to this. What I found out was that many of
these successful investors were very busy with
either their own lifestyle, their own businesses,
etc. and had no time to oversee the day to day
operations of investment real estate. But, they
understood the benefits of owning good investment
real estate and many used their IRA’s to do this.
This was the best way for them to build their
wealth, obtain good cash flows and good returns on
their money with low risk while they had a business
and personal life! Many of these investors had been
doing this for years.
I know what you're thinking because I thought the
same thing. Aren’t these kinds of investments
fraught with problems, difficulties and peril?
Far from it.
Most of MY apartment property and commercial
investment real estate owners are making thousands
of dollars or more per month and they do it quietly.
They are just doing it the smart way. They not only
have a life they have good investment real estate
working for them simultaneously. Now, I finally
figured out why my client wanted to buy this
building so bad and why others successful seasoned
investors like him were doing it all the time.
Using The Heartland of America Real Estate is the
faster, less stressful, more profitable way to build
wealth for your IRA..Tax Deferred!
After this experience, you're not going to be
surprised that I jumped into this niche full-time
and worked hard with these people. The result is
$300+ million dollars in apartment/commercial
property sales and transactions for my clients and
for myself.
Since this revelation, I discovered by accident that
not only was real estate the best investment, but
also apartment properties and commercial investment
property were specifically the way to go.
But, here’s the crucial point-
—Why Heartland Of America Commercial or Apartment
Properties Anyway? Why Here?? Especially For All Or
Part of My IRA?
Well, here is what most people tell me their reasons
are for investing in income producing real estate in
the Heartland..
1. The People, Communities and Family Values. You
will be hard pressed to find more conservative and
caring folks than in the Heartland. I’m talking red
white and blue people here. What do I mean? Well low
crime for starters. Chances for terrorism here? Not
likely. Gangs or Gang fights? Nope. Family Values?
Many will tell you there is no better place to raise
kids and mean Good kids than the Heartland. For
example Iowa is in the top 5 in ACT scores in the US
year after year! Little league, softball, county
fairs, state fairs, local community events, etc.
etc. Its about stability. Remember the movie
Field of Dreams?? This is Iowa…
2. Responsibility. In general people are very
responsible. You do not get much “victim” attitude
here. I am talking more about tenants here than
anything else since it will be tenants that will be
paying rent on an apartment or a commercial
property. People actually take pride at being
responsible and paying their bills on time. Yes,
it’s a credit thing but more often than not it is
also a Character trait as well. People want to pay
you and pay on time.
3. Stability. Look, not much happens here. Its
stable, not high on the excitement scale and not low
either, but stable and pretty darn predictable. Many
people here think LONG TERM, not short term. When
you have a market and a demographic that puts
emphasis on family, Little League, responsibility
and keeping things stable you do have a trade off.
But, the good news is the trade off is much more
predictable cash flows and returns for investors
like us vs. going into some weird investment scheme
or wild marketplace.
4. The Place Where Even Celebrities Own Property.
Harrison Ford recently bought a property here in the
Heartland. This is public news so I am not giving
away any secrets here. He bought a property in NW
Iowa community of Okoboji. Other entertainment and
sports as well as business celebrities quietly have
money invested here in the Heartland too. This is
NOT because it is cool….It is because it is
profitable!!!
Click Here To Request Your Private Placement
Memorandum For Heartland Investment Funds
I can even give you an example of
“IF THIS GUY CAN DO IT THERE IS NO REASON I
CAN’T”…..
For example: There's Ron Myer.
Ron went from a busy entrepreneur to a super
successful MEMBER. He now has ownership interest in
over 140,000 square feet of commercial property and
over 90 apartment units. All within about 12 months.
By working with me Ron used these “heartland real
estate investment strategies” to add a nice “toll
booth” machine that like the Energizer bunny keeps
chugging along.
Then there's Tony Tallman.
Tony was a guy that had, as part of another one of
MY IRA Heartland Investment FUNDS, purchased a
apartment investment property that was doing well
for him. At this point in his life, apartments were
more of a hobby more than anything else. And, I did
not tell you the best part….
Tony is 27 Years OLD!!!
He now has ownership interests in an office building
and over 100 apartment property units and a lot of
those are held by his IRA.
Whenever I talk to people about Ron or guys like
Tony I usually get the following two questions:
How much of the Private Heartland Investment IRA
Properties Did Ron and Tony Own….Can I Own?
Like Tony, your ownership in the properties will be
based on how much your IRA investment into the
properties will be. For example, my next property
will have about $2,000,000 Private IRA Property
Investment to purchase $4,000,000 in Heartland real
estate. If your investment is $100,000.00 your
ownership interest will be 5%, etc.
Could Tony and Ron Get IRA Money Out Whenever He
Wanted? Can I?
The reason why I can guarantee a minimum monthly
cash flow payout (as described later) is because the
money is NOT liquid. If you want liquidity you pay
the price with return. In other words, you want
liquid put your IRA in the savings account at your
local bank. This is different. The good news is that
more than likely, if you did need to sell, the buyer
for your interest is one of the other investors in
the property. You have your “target market” already
at your disposal, no long term searching for your
buyer.
So, What Does All Of This Mean To
YOU?
These last two examples are just to point out what
you can do with this kind of cash flow and
return—especially when you don’t have to work that
hard to get it. You can either sit back and enjoy
the TAX
DEFERRED profits and cash flow OR you can go all the
way to using it to start another business., buy more
real estate, pay for your next toy, etc.
I don't care what you're doing; you can't find that
kind of return or wealth building that my Private
Heartland IRA Property offers anywhere. The numbers
from these investors and their properties are actual
numbers with no "blue sky" involved. (I have a
signed affidavit in my office from Tony if you want
a copy, I will send you one)
***ADVANCED IRA, ROTH IRA, SEP INVESTING***
Heartland of America real estate is the perfect
place for your IRA. As a matter of fact this is what
my experienced clients call the “DOUBLE BANG”.
In other words you can have all of the benefits that
an IRA, SEP, etc. can give you while having these
monies ALSO invested in Heartland of America Real
Estate.
OR
You can also do what my clients call the “Hybrid
Double Bang”. This is where they will mix and match
investments. For example, I will have a client
invest $75,000 from his “regular” monies and another
$75,000 from his IRA. Thus the term “Hybrid”. One
person investing their regular monies AND their
retirement monies at the same time.
Great tactic that works very, very well.
Plus, let me say right now that it is VERY EASY to
invest your IRA into commercial real estate. On the
surface it seems that it should be complicated and
fraught with problems but the good news is that its
VERY EASY to do and the paperwork process to do it
takes about 10 minutes to get through.. That’s It NO
MATTER WHERE YOUR IRA MONIES ARE LOCATED AT THE
PRESENT TIME!!
Imagine being able to take advantage of this by also
giving your IRA a huge low risk BOOST!
Most People, Especially With A Significant Net
Worth, Know They Should Be An Owner Of Commercial
Investment Real Estate,,,,But For One Reason or
Another Have Not Done Anything About It.
I bet you can relate to this. I bet apartments /
commercial investment real estate, especially the
kind that I deal with on a day to day basis, has
been on your “to do” list for quite some time You
have probably thought about being an owner of some
apartments or commercial investment real estate. But
have probably stopped short because:
1. Your age or family status.
2. Your lack of knowledge that would make your
comfortable about owning and investing in commercial
real estate. Not really totally understanding the
great benefits along with the cash flow you would
receive. So, you put it off.
3. Lack of time. This is the biggie. Not enough time
to really sit down and research and educate yourself
about he possibilities of commercial investment real
estate.
4. You think it may be risky or you’re afraid of
what your relatives or friends may say about it.
5. You think you may have to manage people dragging
away more of your precious time.
6. You think other investments are much better
(stocks, bonds, single family homes, etc.)
7. Did not know you could invest your IRA into great
commercial real estate properties in the first place
or think its complicated.
Well, you can rest assured because I have made the
process of being an owner, a profitable owner mind
you, an easy and hassle free experience. There is
really no need to let any of these reasons get in
your way. My customers and clients are surprised at
how easy it is working with me and how much is
really done for them.
The best part is getting all of the benefits of
great investment real estate without having to
commit to being a commercial investment real estate
expert. The leverage of time and money here is huge.
WHERE ELSE CAN YOU GET THIS KIND OF INFORMATION AND
DIRECT ASSISTANCE?
I mean you can’t find many books dealing with owning
apartments and commercial investment property
through low risk IRA investing, much less going
beyond the basics. There are no TV shows that deal
with apartment and commercial property investing and
ownership. When is the last time you watched CNBC or
CNN and they talked about investment in apartments
and commercial property? Even 99% of Realtors or
real estate professionals have no idea about how to
get wealthy and STAY wealthy with investment real
estate.
Which brings me to the “M” word... MEMBERSHIP! Is it
any wonder so few know about apartments and
commercial investment property ownership,
management, wealth building? I just went over the
six or seven main reasons why most people do not get
involved with commercial investment real
estate...apartments, etc. as a tool to build their
wealth. Talk about losing out on opportunity.
But..
My MEMBERS don’t. My MEMBERS never miss a great
opportunity to build their wealth and improve their
cash flow. My MEMBERS are constantly taking
advantage of great wealth building and cash flow
investment real estate here in the heartland. Can
you see the corollary here? And I am talking easy
1,2,3 strategies that once MEMBERS are “IN” with me
get access to. Why? Because I mostly do the
implementing for you. In other words, I do all of
the work.
You see, it all gets back to the MEMBERSHIP.
And the good news is that this pretty much happens
automatically. Just by being associated with me a
whole new world of great apartments and commercial
investment property deals, I mean REAL deals will be
available to you as one of my MEMBERS.
How Successful Is Your “Go To Person” At Making
Money For Themselves AND Their Clients??
If you were to team up with someone wouldn’t you
want it to be someone that is successful? Has a
successful track record in investment real estate?
Has the experience of being an owner of this kind of
real estate as well? Puts his own money in this real
estate day after day?
The nice thing about what I do is that I have
constant communication, access and one on one
relationships with some of the top apartment and
commercial property owners in the country as well as
my clients. I have assisted these folks in the
purchase of over $400,000,000.00 in apartments and
commercial investment property. Also, I have an
ownership interest in over $18,000,000.00 in
apartments and commercial investment real estate
myself. You cannot arguably find anyone else to work
with that can grow your wealth, and I mean quickly,
than me. Believe me, once people get plugged into me
and my Heartland Properties their investment lives
change...
But It Is Not For Everybody AND I Admit I Am Picky
On Who I Work With
As you will see, this is a lot of hard work on my
part and that’s OK. But, I only have so much time to
work with successful investors. So, because I am
concerned about getting you the quality information
and wealth building opportunities you deserve as a
MEMBER of my program, I am limiting MEMBERSHIP and
ownership in my next Private Heartland IRA Property
Purchase to people with at least $50,000.00+ to
invest.
Also, as I said before, you need to be serious about
this. I only have room for serious investors
dedicated to growing their wealth through apartment
and commercial investment properties. If you are not
serious about using investment real estate to
predictably grow your wealth, then, you should not
read any further.
OK, quick prescreening over. If you are still with
me you must be a serious investor and/or want to be
an owner of great real estate, so, lets not waste
anymore time and go over the FREE program in detail
I have two levels of Private Heartland Investment
Membership . Based on how rapid you want to have and
keep results with your apartments or other
commercial investment real
estate ownership, here is what is included with each
level:
Lets Start With The Basics...
The Silver Membership Level For Accredited
Investors.
As a Silver MEMBER you will become and owner of high
return and low risk Heartland Apartments/Commercial
Investment Real Estate. You will have private access
to me and that is PERSONAL ACCESS and my properties
as well as me working right along side you. You will
also receive:
•A minimum of a 4% cash flow check coming to you
month after month. This is locked in. So, no matter
how well the Properties do, you will get at least a
4% annual return. Remember, your projected return
will be between 8% and 28%. Now remember, this is
just the cash flow! On top of this you will receive
ALL OF THE TAX DEFERRED
BENEFITS...Again, more on this later…
•Large legal tax reduction strategies by using
interest, expense and depreciation deductions.
Bottom line here is that you can have a positive
cash flow and once you file your tax return show a
legal LOSS from the property. Nothing like having a
profit but showing a loss on your tax return.
• Never have to deal with or spend any time on
property management. My company does it all for you
leaving you time to have a life. Your total
involvement is really getting a report and cash flow
check once a month.
•Building Equity. Each month our loan balance goes
down and the property appreciates. All of this is
happening ON TOP OF the cash flow check that you
receive. Its almost like having three investments
working for you at once—cash flow, tax savings,
appreciation, equity build up!
•Zero time educating yourself on being an apartment
or commercial investment property real estate pro.
It is done for you. You are literally TEAMING UP
WITH the best “go to guy” in the country to be an
owner of these properties with you. Do you think I
would own property that would not be the best of the
best? Of course not! My own money is in these
properties as well! Not only is it done for you but
it puts me on the line, day after day, as well.
Before I go any further, it is important that you
let me tell you, briefly, how this “doing it for
you” typically works. Having it done for you and my
auto pilot management process:
I will have a customer or client call me and say
they have $150,000.00 in an IRA they want to put
into one of my Private FUNDS in the next 60—90 days.
I then deliver the their cash flow, tax savings and
overall wealth building specifications and we close.
Done deal and the cash flow, returns and income tax
savings start. No coming here, no hassles, none of
that. I literally take care of all of it for you.
However, if you want to come here, look at the
property, kick the bricks, etc. by all means you are
welcome. I’d love to have you! But, if you are busy,
have a lot of other obligations, etc. I don’t blame
you for having me do it for you from “home base.” My
MEMBERS actually prefer it this way.
** One thing that you need to know that is very
important to my MEMBERS is I partner with you on
these properties. Yes, I only select properties for
you to get involved in that I AM INVESTING MY OWN
MONEY IN AS WELL. I ALSO MANAGE THESE PROPERTIES AS
WELL. You can feel confident that my members know
that I have my OWN SKIN IN THESE PROPERTIES and that
makes them sleep very well at night. In other words
I would not put you into a property that I would not
personally invest in myself.
I just thought that would need a little more
explaining since most of my MEMBERS prefer to have
me do it for them.
And lastly as a Silver Heartland Real Estate MEMBER
you...
YOU CAN EVEN CHOOSE TO NEVER PAY CAPITAL GAINS TAXES
This strategy alone will put tens of thousands of
dollars in your pocket! Imagine never having to pay
capital gains taxes on the sale of our properties or
the cash flow your properties produce.
Well, we are not done yet.
Why?
There are stages of seriousness about this on the
part of the MEMBERS that work with me. It really
comes down to how fast you want to get ramped up.
The Silver MEMBERSHIP is the best way to baby step
your way into this. However, if you do decide you
want more wealth building, more tips, more of me,
first shot at more opportunities you need to take a
look at my Gold Membership.
As one of my Gold Accredited MEMBERS you get all of
the Silver Membership advantages PLUS the following…
1. First Shot At All Future Private Investment
Properties. As a Gold MEMBER this will entitle you
to first shot at all future Heartland Investment
Properties that I put together. What an advantage to
be able to decide if you are interested in each
project as it comes up. Of course, there is no
obligation but to be able to have the first Sneak
Peek can be a huge advantage. Let me just say this.
A secret to the success of my best and most
successful MEMBERS is having first shot at the best
deals in the first place. This is what can literally
separate the men from the boys. The great from the
average, shorter time frames to larger profits, etc.
2. Monthly Private Calls With Darin. First, every
month you will be able to join me on my Private
Conference Calls just for my Gold MEMBERS. On these
calls I not only keep you informed about important
property, commercial real estate industry news and
tips to maximize your returns and cash flow BUT I
WILL ALSO INCLUDE REAL EXAMPLES OF PROPERTIES WE ARE
WORKING ON AND WHY WE ARE BUYING THEM, AVOIDING
THEM, ETC. I show you the in depth analysis I did on
a property so you can see what I do and how I grade
properties for PURCHASE. You will get access to my
private analysis, my private notes on these deals.
You get an instructional lesson each and every month
from a guy buying or looking at tens of millions of
dollars in apartments and commercial investment real
estate.
3. Gold Member Special Web Site Access and Tip Of
The Week Email. As a Gold MEMBER you will also
receive your own Private Special Access to my Gold
MEMBERS Only web site that has hot new up to date
information that I am currently working on. In real
time you will be able to get updated information,
suggested web sites, articles, etc. from me to you
that will make you money. Also, you will get my
email tip of the week that will give you immediate
access to me and updates from me on our properties
and investment real estate tax law changes, pending
court decisions, etc. You will be a commercial real
estate expert without ever having to spend the
time—I do it for you.
4. Special Invitation to my Once A Year Gold Member
Retreat. Once a year you will be invited, with all
of my other Gold MEMBERS to a MEMBERS only retreat
at a great resort hotel. For two days we will meet
personally, have closed door wealth sessions,
sessions on heath, mind and body and other money
making opportunities with some of the top wealth
building, financial and health experts in the US.
Plus the networking with the other Gold MEMBERS will
pay off handsomely for you. “Us” Gold MEMBERS will
be the only ones invited and the benefit you will
get for attending just one of these retreats will
more than pay for your investment in a Property.
There is no other support structure like it.
You can literally make more money for your IRA (or
other monies for that matter) as an owner and
investor in my Heartland Investment Real Estate
Properties than most people make with their
investments all year AND never have to change
careers or become an expert in commercial investment
real estate.
Let's wrap this up...
I have perfected an investment system here in the
Heartland, none like anything out there today. This
system is giving people the income and the wealth
much quicker than the average person. Not a lot of
people are aware of this. That's why you've probably
have never seen, heard, or even noticed any
advertising or marketing on this kind of real estate
stuff. It's not out there. These kinds of strategies
for huge profits, returns and wealth building are
simply not taught!
So, the question is do you want to build wealth the
slow and stressful way, or do you want to take the
faster, easier path, the "auto pilot" path to
building wealth or even a large predictable income?
Whatever level you choose is dependent on how fast
and quickly you want to ramp up, or frankly, how
advanced you are now or want to become as a
profitable commercial investment real estate owner.
As I said, there is no where else you can get this
kind of wealth building—especially as an owner of
great apartments or commercial investment real
estate…If you want to ramp up quickly you need to go
for Gold. If you want to ramp up slowly, you go for
Silver.
But, wait, there is some bad news about The
Heartland Property I Need To Share With You…
There is a plus and a minus to everything. I cannot
go any further without talking about the downside of
working with me and the FUND. Heck, I will be up
front and list them out for you:
1. Heartland property does not increase in value at
rocket speeds. If you are looking to buy a property
for $500,000.00 and sell it for $800,000.00 in 6
months, well, this is not the place to be. It just
won’t happen. Just as we don’t have huge upswings at
rocket speeds we do not have downswings at rocket
speeds either. Over 93% of the property that I have
worked on has appreciated in value each and every
year of ownership.
2. Conservative Environment and Stable Properties In
Stable Communities The investment environment here
is very conservative. Everyone from lenders to
appraiser are pretty darn conservative, so, there
are not many real flexible “borrow money to the max”
or “lets take some chances” on this property kind of
attitudes. Remember, this is the world of baseball,
mom and dad and county fairs.
Warning! Are you still skeptical?
Well, I am about everything. As I said before,
anytime I hear about some opportunity that could
enhance my financial situation, I tend to be well,
skeptical. So, if you've read this information and
think this is too good to be true, that you want to
believe this can work for you, BUT think there's
some catch to it somewhere, something to hide,
something that will surprise and disappoint you -
STOP! Let me assure you that's not the case here.
The good news. This system works. It's proven. It
has a track record of success and is easy to
implement. The enclosed testimonials are proof that
you can join these people in unique real estate
success. So, if you're still undecided, still
skeptical, good. I understand.
The 4% Skeptic Guarantee:
Remember, I am guaranteeing everything I am saying
about the FUND by paying a 4% return. But I have
already outlined he downside of this for you. This
is the downside. The upside is nice double digit
returns AND at the same time getting the cash flow,
equity build up, tax savings, that many do not know
about.
If I were you, I would want this kind of “4%”
assurance that it works, versus hype.
Less Competition Means More Immediate Profits For
You!
Remember, it's less crowded at this level! Most
investors look for small single-family home deals or
small 2-4 unit properties, which means a lot of
competition since everyone else is looking at this
stuff too. Well, with the properties we'll be
working on, you'll find little or if any competition
and many times will be shocked and surprised at the
deals that are out there with only “us” to take
advantage of them.
OK—To Summarize The Heartland
Investment FUND:
•You will be receiving great returns with low, low
risk. The returns are projected into the double
digits in the form of cash flow checks to you every
single month. Plus a minimum of a 4% cash flow check
coming to you month after month. This is locked in.
So, no matter how well the FUND(S) do, you will get
at least a 4% annual return.
•Large legal tax reduction strategies by using
interest, expense and depreciation deductions.
Bottom line here is that you can have a positive
cash flow and once you file your tax return show a
legal LOSS from the property.
• Never have to deal with or spend any time on
property management. My company does it all for you
leaving you time to have a life. Your involvement is
really getting a report and cash flow check once a
month.
•Building Equity. Each month our loan balance goes
down and the property appreciates. All of this is
happening ON TOP OF the cash flow check that you
receive. Its almost like having three investments
working for you at once—cash flow, tax savings,
appreciation, equity build up!
•Zero time educating yourself on being an
apartment or commercial investment property real
estate pro. It is done for you. You are literally
hiring the best “go to guy” in the country to be an
owner of these properties with you. Do you think I
would own property that would not be the best of the
best? Of course not! My own money is in the FUND as
well! Not only is it done for you but it puts me on
the line, day after day, as well.
• YOU HAVE THE OPTION TO CHOOSE TO NEVER PAY ANY
CAPITAL GAINS TAXES This strategy alone will put
tens of thousands of dollars in your pocket! Imagine
never having to pay capital gains taxes on the sale
of our properties!!
And, If You Decide To Become A Gold Member….
On top of the cash flow, returns, tax savings,
equity generation, no management you will also have
• First Shot At All Future Private Investment FUNDS.
As a Gold MEMBER this will entitle you to first shot
at all future investment FUNDS that I put together.
• Monthly Look Over Darin's Shoulder Newsletter.
Every month you will receive my Private Newsletter
just for my Gold Members. In this newsletter I not
only keep you informed about important property,
commercial real estate industry news and tips to
maximize your returns and cash flow BUT I WILL ALSO
INCLUDE REAL EXAMPLES OF PROPERTIES WE CONSIDERED
FOR THE FUND AND WHY WE BOUGHT THEM OR DID NOT BUY
THEM.
• Gold Member Special Web Site Access and Tip Of The
Week Email. As a Gold MEMBER you will also receive
your own Private Special Access in real time and be
able to get updated information, suggested web
sites, articles, etc. from me to you that will make
you money.
IF THIS MAKES SENSE TO YOU REQUEST HEARTLAND FUND
III PROSPECTUS AND PRIVATE PLACEMENT MEMORANDUM NOW.
JUST CLICK ON THIS AND THE PRIVATE PLACEMENT
MEMORANDUM WILL BE SENT TO YOU. REMEMBER, YOU NEED
TO BE AN ACCREDITED INVESTOR IN ORDER TO PARTICIPATE
IN MY FUND PROGRAM.
I look forward to getting this information to you.
In the event you have any questions you can reach me
via email at darin_garman@msn.com or call me
directly at 319-350-5378.
Sincerely,

Darin Garman, CCIM
Apartment and Investment Property Specialist
Heartland Investment Funds
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